RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
Mortgages and HELOCs Explained for 2026
by: Sarah PapaPublished on: 27/01/2026Second mortgages and HELOCs explained for 2026. Learn how they work, differences, rates, risks, and which option suits Canadian homeowners.
Mortgage Rates
💸 Is September 2025 the Right Time to Refinance Your Mortgage?
by: Ali ZaidiPublished on: 02/10/2025Discover if September 2025 is the ideal time to refinance your mortgage. Learn how rate trends and lender offers could help lower your monthly payments.
Mortgage Rates
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.